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A link has been posted to your Facebook feed. 4 To find out more about Facebook commenting please read the Conversation Guidelines and FAQs Tips on the best way to pass your IRA down to your child Robert Powell, Special for USA TODAY 7:03 a.m. check out this siteEST November 10, 2016 Unfortunately, there’s nothing to prevent her from taking out more than the RMD. (Photo: iStockphoto) Q: I some questions regarding my estate plan. My wife and I each have an IRA and we are the beneficiary for each other. When we pass, our daughter is the final beneficiary on both. When she inherits the IRAs, what is best for her to avoid taxes and let them grow until a proper age? Rich Michaels, New Jersey A: The good news is, if you each simply name your daughter as your “contingent beneficiary” (to inherit the IRA if the other spouse does not survive you), she will have the right to hold that account as an “inherited IRA,”says Natalie Choate, who practices law with Nutter McClennen & Fish and is the author of Life and Death Planning for Retirement BenefitsandThe QPRT Manual. The best way to take required minimum distributions from IRAs She will be entitled, under today’s rules, to withdraw the money gradually, over her life expectancy, says Choate. interview skills for marketing jobsThus, though she must withdraw from it a certain amount each year its called a required minimum distribution, or RMD and pay tax on that amount, the required withdrawals would be small, especially in the early years. In fact, Choate estimates that the account should last until she reaches her mid-80s if she takes advantage of this “life expectancy” or “stretch” payout. Of note, the IRA provider or any competent financial planner should be able to guide her on the required withdrawals.

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FILE - In this Thursday, Nov. 10, 2016 file photo, President Barack Obama and President-elect Donald Trump shake hands following their meeting in the Oval Office of the White House in Washington. As president-elect, Trump is calling for unity in words that draw attention precisely because they sound so unlike Trump, the candidate. But many question whether it is possible to reverse the campaign’s damage to political discourse and its ripples out to the way Americans speak to and about each other. (AP Photo/Pablo Martinez Monsivais) The former chief executive of steel company NUCOR and a board member at Duke Energy, hes likely to steer the U.S. toward far more aggressive trade policy. In his 2015 book, DiMicco declared that the United States is already in a trade war with China and that its losing. Former Rep. Mike Rogers, R-Mich., is taking the lead on crafting Trumps national security team. The former chairman of the House intelligence committee, Rogers serves on boards for consulting firms IronNet Cybersecurity and Next Century Corp. At the Justice Department, Kevin OConnor, a former U.S. attorney for Connecticut, is overseeing the transition. He briefly served as chief of staff to Attorney General Alberto Gonzales, a George W.

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tips for selection interview

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